Avoid rising card fees—prepare your business for CEDP
Visa is moving rapidly toward enforcement of Commercial Enhanced Data requirements (CEDP), with strict enforcement starting in October 2025. If your gateway isn’t submitting invoice quality data (invoice line‑items, tax, remittance), you’ll face .5% to 1% higher interchange fees. Is your current provider ready?
The Risk: increased interchange costs
Transactions lacking enhanced data will default into higher‑cost fee brackets. Resulting in increased processing costs and unexpected losses for B2B merchants.
Pricing
Business Credit Cards Interchange categories eligible for reduced rates
Timeline:
why October 2025 is a deadline
- CEDP officially launched in April 2025, with full enforcement starting in October.
- You have only a few months to prepare and upgrade systems before penalties hit your bottom line.
Your Solution:
Priority’s MX™ Virtual Gateway
Priority is your strategic compliance partner:
Automatic Level 3 data enrichment
Automatically fills in line-items, invoice numbers, tax, and remittance details to ensure full compliance.
Real-time compliance tools
Built-in alerts and validation to catch missing data before the transaction submits.
Expert guidance + ongoing support
Our team helps implement the changes, monitor compliance, and maintain optimal fee rates.
Who should pay attention
- Wholesalers
- Manufacturers & Suppliers
- Distributors
- Professional Services Firms
If your business accepts commercial credit cards, these new interchange standards will directly impact processing costs and revenue.
Protect your margins & avoid revenue reversal
With Priority, you get more than just software—you get a strategic partner:
- Real-time data enrichment ensures qualification for Level 3.
- Expert support helps you navigate complex interchange rules.
- Full assessment and onboarding ensure you’re ready before October 2025.
Book your CEDP readiness assessment now.
Get up and running with Priority’s MX™ Gateway to avoid penalties and maintain profitability.