Unlock New Revenue Streams
Tap into new income opportunities by embedding payments, banking, and automation directly into your platform. Drive revenue from payables, lending, and issuing—beyond traditional transaction fees.
Serving 1.1M+ Customers
Trusted By 46 Financial Institutions
$1.1BN+ Average Daily Deposits
Priority Commerce Engine
Payments and Banking solutions are critical to every business. Priority Commerce Engine is the only complete solution that streamlines collecting, storing, lending and sending money through its innovative commerce engine to unlock revenue opportunities and generate operational success for our partners.
Access Everything You Need with One Connection
With our modern API and complimentary, ready-built product suites, PCE is designed to help your business launch quickly, scale with confidence, and drive value and growth through every money movement.
Unified Solution
Faster Integration
Minimizing Compliance Risk
Priority is your trusted partner to maximize your commerce network
The Priority Commerce Engine offers a robust set of banking and payments capabilities to accelerate cash flow, optimize working capital, and offer you more opportunities to generate revenue across your commerce network. Priority facilitates payments with nationwide MTLs supported by best-in-class client service and compliance support.
Improve Your User Experience
Deliver a seamless, unified interface where users can manage payments, receivables, and funding in one place. Fewer logins, faster workflows, and built-in compliance create a better experience for everyone.
Increase Long-Term Customer Retention
When customers rely on you for critical financial operations, they stick around. Deepen relationships with tools that scale, automate, and simplify how money moves—today and as your clients grow.
Priority Developer Hub
Developed by developers for developers, Priority APls make it easy to incorporate payments into your customer’s platforms quickly and seamlessly. Our Developer Hub and support team provide a take-off point for developers to launch Priority API into new applications.
Learn MoreBlaze a New Path
The path to financial success is seldom linear. Our innovative strategies and creative approach empowers your team to eliminate barriers to growth and redefine the future of your business.
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Reliable Security, Full Transparency
Built to enable total visibility, our robust security measures reduce the risk of fraud, ensure compliance with regulatory standards like HIPAA and PCI, empower you to operate at nine times your initial uptime, and put you in control.
Transform Your Business
Discover the insights, trends, and practical advice to accelerate cash flow and optimize working capital.
Webinar: Thomas Priore and Pipe on the power of embedded capital
Case Study: Minnesota Wild – Modernizing Ticket Payments for Revenue Growth
Your Financial Ecosystem
Payables
Banking and Treasury Solutions
CFTPay Debt Resolution Platform
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Frequently Asked Questions About Our Unified Commerce Platform
What is unified commerce?
Unified commerce is a connected commerce strategy that combines all sales channels, customer data and back-office tools into a single system. With everything updated in real time, businesses can deliver a consistent customer experience across in-store, online and mobile shopping. When powered by the Priority Commerce Engine, this approach also enables companies to monetize commerce operations by integrating payment processing, fund management and capital access, turning every transaction into a financial advantage.
What’s the difference between omnichannel and unified commerce
Omnichannel and unified commerce both aim to give customers a consistent experience across stores, websites and on mobile. The difference is how the systems behind the scenes are set up. Omnichannel often uses separate tools that don’t always work together in real time, which can lead to delays or errors. Unified commerce runs everything through one connected system. This helps teams work more efficiently and gives customers a smoother experience, no matter where they shop.
What does the Priority Commerce Engine do?
The Priority Commerce Engine helps businesses monetize every stage of the commerce journey by integrating financial services directly into the unified commerce platform. This includes:
- Collect: Accept payments via merchant acquiring, ACH, and check scanning.
- Store: Manage cash flow with tools like Cash Builder accounts, same-day funds and treasury solutions.
- Lend: Access capital through buyer-funded payables, loans and lines of credit via Priority Capital.
- Send: Disburse funds with virtual or debit cards, ACH+, bill payments or wires.
By embedding these capabilities into one connected system, Priority Commerce Engine helps businesses accelerate cash flow, optimize working capital and drive more value from every transaction.
What is an example of unified commerce?
A real-world example of unified commerce is how an events company uses Priority’s Banking & Treasury Solutions to manage finances for their music festivals. They track and manage all revenue streams, including ticket sales, sponsorships and vendor fees, and handle disbursements to artists, venues, and suppliers, all from a single platform. With each stakeholder having their own account and automated disbursement rules, the company gets full visibility and control. This unified system helps reduce errors, streamline operations, and improve both customer and team experiences.